ITIN for Amazon, Stripe, and PayPal: How Foreign Sellers Get Paid in the U.S.

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With the rise of global e-commerce, thousands of non-U.S. residents are now selling products and services to American customers through platforms like Amazon, Stripe, and PayPal.

However, one of the most common questions we see is:
How can a foreign seller get paid from the U.S. without a Social Security Number?

The answer often involves obtaining an ITIN (Número de Identificación Personal del Contribuyente).

At ITIN.com, we help international entrepreneurs understand how to use an ITIN to receive payments, stay compliant with IRS regulations, and build a legitimate U.S. business presence, without being physically in the United States.

What Is an ITIN and Why Does It Matter?

Un ITIN number is issued by the Internal Revenue Service (IRS) to individuals who are not eligible for a Social Security Number but still have U.S. tax obligations.

If you are a non-resident selling on platforms like:

  • Amazon (FBA or FBM sellers)
  • Stripe (for online businesses and SaaS)
  • PayPal (freelancers, e-commerce, and digital services)

you may need an ITIN to:

  • Complete tax forms such as W-7 and W-8BEN
  • Avoid high withholding taxes (up to 30%)
  • Open a U.S. business bank account
  • Receive payments smoothly from U.S. platforms

In short, an ITIN is often the key to getting paid properly as a foreign seller.

Why Amazon, Stripe, and PayPal Require Tax Information

Platforms like Amazon and Stripe are required to report payments to the IRS. This means they need valid tax identification from sellers.

Without proper documentation:

  • Your account may be restricted
  • Payments may be delayed
  • You may be subject to default withholding tax

For example, Amazon sellers often need to submit a W-8BEN form to confirm foreign status. Without an ITIN, this process can be incomplete or less tax-efficient.

How to Get an ITIN as a Foreign Seller

Many sellers search for how to get an ITIN number or how to apply for an ITIN online. The process involves submitting El Formulario W-7 to the IRS along with supporting documentation.

Key steps include:

  1. Complete the W-7 application
  2. Provide identity verification (passport or certified copies)
  3. Submit a valid tax purpose (such as receiving U.S. income)
  4. Send documents to the IRS or apply through a Certifying Acceptance Agent

Unlike an EIN, which is for businesses, the ITIN is tied to the individual. However, many non-resident entrepreneurs use both together for full compliance.

Getting Paid on Amazon with an ITIN

If you are selling on Amazon as a non-U.S. resident, your ITIN helps you:

  • Properly complete your Amazon tax interview
  • Reduce or eliminate withholding under tax treaties
  • Ensure uninterrupted payouts

Without an ITIN, Amazon may apply maximum withholding rates or flag your account for missing tax information.

Using Stripe and PayPal with an ITIN

Stripe and PayPal are widely used by international founders for receiving payments in USD.

An ITIN can help you:

  • Verify your identity for compliance purposes
  • Connect to a U.S. bank account
  • Avoid payment holds or account limitations
  • Maintain a compliant tax profile

Many foreign business owners also combine an ITIN with a U.S. LLC and EIN to create a fully structured payment system.

Do You Need an ITIN If You Already Have an EIN?

This is a common question when people compare tax ID number vs EIN.

The answer: Yes, in many cases.

  • An EIN is for your business
  • An ITIN is for you as an individual

If you are a non-resident owner of a U.S. business, you may still need an ITIN for tax filings and compliance, especially when filing a U.S. tax return.

Errores Comunes que Debes Evitar

Many foreign sellers face delays or rejections due to simple mistakes. These include:

  • Submitting incomplete W-7 forms
  • Not providing a valid tax reason
  • Mailing original passports instead of certified copies
  • Not understanding IRS requirements for foreign sellers

These errors can significantly delay your ability to get paid.

Can You Get an ITIN Without Sending Your Passport?

Yes. Many applicants prefer not to mail original documents.

You can apply through a Certifying Acceptance Agent (CAA), who verifies your identity and submits the application on your behalf, reducing risk and speeding up the process.

How ITIN.com Can Help

At ITIN.com, we specialize in helping non-U.S. residents obtain an ITIN quickly and correctly without unnecessary delays.

Whether you are:

  • An Amazon seller
  • A Stripe-based entrepreneur
  • A PayPal freelancer

We guide you through the entire ITIN application process and help you avoid costly mistakes.

If you’re ready to start receiving payments from the U.S. without complications, contact us today for a personalized consultation.

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