Can foreigners open up bank account in USA?
We get this question on a daily basis and it’s a highly-demanded and highly valuable service.
Let’s go ahead and start with personal bank accounts first.
How to Open Personal Bank Account
Generally, for non-business related US personal bank accounts, a foreigner with no SSN must come in person to open it.
Now, there are virtual accounts available with small banks and institutions.
But those have restrictions and their own limiting rules.
When talking about a US personal bank account with a credible US bank, generally a foreigner must come in-person to open that account.
However, we’re proud to announce that we open personal bank accounts for Non US Citiznes and foreingers remotely.
So you don’t have to come to the US to open it yourself (and maybe risk not getting it).
Business Bank Account
Now if we talk about business bank accounts, yes, once again, foreigners can open up US business bank accounts without having an SSN.
You may come in person and provide the right business documentation, such as articles of organization, operating agreement, EIN, and ITIN.
Some banks were even getting more technical where they don’t accept the SS4 form anymore (the normal EIN letter).
They now request the 147C or the 575G or F forms.
These are official IRS confirmation letters.
So keep that in mind.
That’s just US banking policy getting a little bit tighter now with the documents they need to open accounts.
And then they also generally require the ITIN as well.
Some don’t, but the majority do require the ITIN as well and personal identification.
How to Open Bank Account in US as Foreigner
Now, we strongly recommend contacting a branch from your bank of preference before flying into the US.
Let them know you’re a foreign entrepreneur.
“I’m coming to the States to open a bank account, a business bank account. What do I specifically require?”
Although all banks should unify in their requirements to open up an account, different branches of the same bank, believe it or not, sometimes will require different things.
It shouldn’t be that way…
But we’ve come to find over the years that it’s true.
So it would save yourself some trouble contacting the bank beforehand to get a list of the documents they want.
That way you may come prepared.
How to Open Business Bank Account as Non US Citizen Without Coming to US
Now, if you don’t want to come in person to open your business bank account, it may be done remotely.
That’s a service we’re proud to offer for quite some time now.
We’ve helped many non US citizen and foreign entrepreneurs who own US businesses to successfully open up their US business bank accounts remotely, without coming to the US.
And this service owns tremendous value because as a foreign entrepreneur, your time is money.
Especially when starting your business.
You’re trying to collect as much revenue to push your business forward.
So if you can avoid coming to the US…
Paying for your flight ticket…
Let us open the account for you.
Let’s get started with ITIN application to help you get a personal and/or business bank account remotely.
What to Do Next
If you’re interested in a bank account, please don’t hesitate.
Feel free to contact us and we’ll be more than happy to give you the details about this service and get you started.
If you’re interested in getting your ITINs to help yourself open a personal or business bank account, click the link below to start your application.
Our team will get you moving forward with your ITIN to then open your bank account.
Start Your ITIN Application Here and inquire for our bank services.